Loan Calculator

Estimate monthly payments, total interest, total cost, and payoff time for mortgages, personal loans, auto loans, and other fixed-rate loans.

Calculate Loan Payment

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How the Loan Calculator Works

Enter the loan amount, annual interest rate, and term. The calculator uses a fixed-rate amortization formula to estimate the monthly payment and total cost.

  • Calculate monthly payment for fixed-rate loans.
  • Compare total interest and total repayment amount.
  • Add extra monthly payments to estimate faster payoff.
  • View the first 12 months of the amortization schedule.